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Buy car insurance, five strokes

Buy car insurance, first of all need to understand that it mainly in the following areas pose a risk: the individual personal injury and property damage, the insured person’s risk of medical assistance, total loss and collision loss. The following five teach you how to move the money to be spent at least as much as possible to protect the way.

I, “shop around to buy law.”

Most people buy a car before repeatedly in the various models and compare the performance, cost-effective in order to arrive at the best choice. However, very few people are willing to take the time to visit automobile insurance market. In fact, the same insurance coverage rates in different insurance companies have a lot of difference. As a result, each year to buy insurance before you compare the details of the various insurance companies is necessary. Consultation can not just ask them to offer general, and should understand the specific needs of their own to express, in order to obtain precise information on the full. The traditional approach to the 34 local insurance agents call, tell them exactly the same insurance needs, so that they can offer, respectively. This play down the phone ring, you can offer a range of the price. To choose whether to offer the cheapest insurance companies do? Not exactly. You must be sure that the company not only offer low, and the situation faced claims can provide appropriate services.

Unlike life insurance, the vast majority of auto insurance policyholders will be at this time or Bishi claims the incident took place in a claim when you need to be able to respond quickly and absolutely responsible for the insurance companies. Some insurance companies can be reasonably and properly handle claims, and some companies are doing well. Good insurance agent in the controversial incident took place when the two sides, you will act as a consultant for your advice.

Second, when the insurance for each of the discount.

Typical discounts include the following categories: (1) safety devices discount. If your car as much as possible the additional safety devices, such as air bags, theft alarm, the brakes locked, and so on, you will be able to get the discount. (2) multiple insurance discounts. If you purchase insurance at the same various other types of insurance, or family members are in the same car insurance to purchase insurance, or you choose to pay in the form of premiums will be able to receive the discount. (3) drive safely discount. If you are a certain number of years in a traffic accident has never happened before, nor eaten tickets, the insured vehicles parked in the garage or within a year of less than a certain number of kilometers of the cumulative value of this discount can be Benefits. In addition, female drivers have a little discount.

Third, to allow insurance companies to cover accidents during the handling of the car rental fee.

If you do not have back-up car, once you have sent to repair damage to the car repair shop, and during that time, you will think of car rental. As a result, the terms of insurance for your vehicle should bear the accident occurred after the repair period to rent a car the same model of car rental costs.

Fourth, if you are a comparison of the broken car, you can not consider the risk of collision insurance.

If you are convinced that on-hand tight, this is a cost-saving measures. Has been an assumption that can not be opened in 2012 the value of the car at most 2,000 yuan, after the insured total loss, you receive compensation from the insurance company that is about 2000 yuan. Is this to buy insurance, or the premium savings in the bank interest-bearing Hua Delai it? The crux of the issue is the risk of collision rates will be much higher, and you have the intention to buy a new car.

Fifth, to take out insurance before they understand the claims process.

Let your insurance agent first of all you have to explain claims process. Because the insurance is not a nominal, but encountered a traffic accident after the car accident and can drive people to be real protection. If the specific provisions of the ambiguous, you can ask your agent will not understand where to write it down clearly understand that once the Chuxian, each process is recorded, including those dealing with the accident’s name, date, that the What, settled down to a variety of documents, and the accident left a copy of the report. Estimated loss of as much as possible when they thought, for example, assume that you have a car accident after the car was judged to be a total loss, you have to discuss and insurance agents should be included in compensation, to safeguard their legitimate interests

What are the categories of auto repair? The main content and operation?

Repair of motor vehicles is based on the type of repair objects, in the form of in-depth work to divide. According to the repair work and the depth of the object is divided into: automotive repair, assembly repairs, car repair parts and minor repairs.
Car repair: repair or replacement of any vehicle parts (including pieces of the foundation) method to restore the car in good condition or state of technology completely (or nearly full) the resumption of car repair and restoration of life. Motor vehicle repair is carried out disintegration, all of the parts for inspection, repair or replacement. Auto repair period, with the quality of automotive products, the use of terms and conditions in the maintenance of peace are quite different from that of a different vehicle technology management should be fixed close to overhaul mileage vehicles to strengthen state control, combined with regular maintenance of detection, identification technology to do a good job Work, according to the auto repair service for repairs in a timely manner the conditions of service for repairs.
Assembly repair: in order to restore a car assembly intact state of technology, the ability to work and life and to carry out the operation. That is, in the assembly after a certain period of use, on the basis of their pieces and the breakdown of the main parts, wear and tear, aging, and so on, to break up the need for a thorough repair in order to restore the state of technology. The main assembly, including engine, frame, body, transmission, rear axle, the former bridges. Carry identification technology before to repair the conditions of service for repairs as required.
Small car repair: is the repair and replacement of individual parts of the ways to ensure the resumption of the vehicle or the ability to work and run the repair. In order to remove the vehicle is in the running and maintenance operations took place or find fault and problems.
Repair parts: is the result of wear and tear, deformation, damage and so on can not continue to use the parts to repair in order to restore its performance and life expectancy. It is the saving of raw materials and reduce maintenance costs, an important measure. Of course, repair parts must take into account whether there is a repair in line with the values and principles.
Repair condition: by means of technical documents on the state of automotive technology or diagnostic testing, decided to repair the content and implementation of the repair time. According to the results of the appraisal is to determine the level of repairs and projects.

Garage how to detect vehicle maintenance equipment purchases?

Garage how to detect vehicle maintenance equipment procurement? A repair shop, in the face of modernization and full of imports of auto-repair market, the availability of advanced testing facilities to repair modern cars, it has become a competitive prerequisite for At the same time also represents a strength of the repair business. Here, talk about shopping facilities, equipment should be noted that a number of issues.

In recent years, with the high-tech applications in the automotive and auto imports increase in the import car repair shop of the brand also increased, thereby aggravating the automotive repair industry. At present, the repair of such enterprises is the situation: a lot of business, not more means testing; specializing in a lot of points really meet the needs of modern automotive repair of the few; corporate money to buy the testing equipment, as a result of the lack of the necessary training and guidance, idle Do not have to buy or non-use, the impact of the normal repair business. The reason, in addition to the funding of objective factors, our industry into the modern automotive repair and maintenance of imported vehicles less time on-the-art automotive testing apparatus knows very little external equipment away text, but also can not be.

First, the repair should be based on business size of the purchase. The small-scale repair plant, equipment and the choice should be given to the quality of reliability. Because of the small scale of production, so use a single device, but a damage to equipment, which may affect the normal operation of the maintenance operation, which is to consider the reliability of quality. Large-scale repair business, the parallel use of the equipment should be used in the same way selection, in order to facilitate the maintenance and repair. However, testing equipment, should be taken to purchase grade of the way. For example, exhaust gas analyzer can be configured to work-uniform models of low-priced products, as a workshop testing the use of gas adjustment, and the total test vehicle shall be of high precision, good quality equipment, this will not only ensure the accuracy of detection, can reduce The cost of equipment investment.

Second, enterprises should be based on the direction of purchase. Well determine the direction of operation, according to a further request to buy equipment facilities. For example, in car accidents as the main business of repairing enterprises, most of the funds will be used to select body frame correction device, and four-wheel ** Booth of the three sets of major facilities. This is because the first two detection equipment to focus on car accidents deformation problem, to make finished or close to the vehicles returned to the original design data and can shorten the time to repair the site of the accident, Fan Xiushuai reduction, but also reduce the operator’s labor intensity, so that Repair the credibility and effectiveness of corporate double harvest. In another example, to model-based correspondent specializing in the maintenance station, the original maintenance manuals and tool tips of the instruments of the type of equipment is the basis for selection. Another example, you plant operating in the vicinity of the region and the direction of the repair works exactly the same time, the selection of the equipment could be a key factor in competition with each other. Choose low-cost general bit of equipment will be able to form a low-cost price competition, and the choice of the high price of cutting-edge equipment, but also to form a high level of competition in technology. As a result, the repair business orientation is to buy equipment based on the most fundamental.

Third, according to business operators choose the skill level. From the current use of the term, affect the operation and use of the level of foreign language is the key instrument that most operators do not quite understand because of a foreign language, so as to enable the purchase of non-Chinese show and idle facilities are not cheap. As a result, first, to buy as much as possible and show that Chinese have high accuracy and good quality general instrument, if some of the equipment will not be used, it should take effective training so that everyone can use. Second, we have to buy the equipment showed that foreign language can hire experts to carry out training, or to try to Chinese.
Fourth, to buy equipment, we must preserve the use of detailed specification and application of information and the purchase of books. Because of failure to rule out the need to understand the structure of equipment, working principle and circuit diagrams, equipment and information essential to the book, the use of detection equipment, to keep equipment in the annex.

Fifth, business investment should be based on the amount of purchase. Any purchase of equipment should be subject to capital constraints, a set of 100,000 yuan detection equipment business in general will be able to withstand. Including fuel injection detector, dedicated oscilloscope, a dedicated computer auto meters, electronic components analyzer, pressure, vacuum, hydraulic test group, the Chinese automobile expert system for repair of the business models of several of the decoder, four-wheel * * And so on. Hyundai Motor’s new technologies, new models and styles, but also have the equipment to make the technological upgrading of protection. If the four-gas analyzer can be used to increase the annex upgraded to a five-way gas analyzer, which can be a simple two-idling law to the case law of transition.

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